Bankruptcy Can Give You A Fresh Start

In today's economy, the number of businesses and individuals facing financial difficulties and overwhelming debt loads has grown with every job lost, business closed and bad debt written off.

Paul, Elkind, Branz & Kelton is a Central Florida law firm dedicated to meeting the individual needs and goals of our clients. Our attorneys are committed to providing informative and comprehensive representation in bankruptcy actions. We represent people filing for bankruptcy protection, as well as creditors who are trying to protect and maximize their recoveries in bankruptcy proceedings filed by those who owe our clients' money.

Bankruptcy is a legal process that provides relief to individuals in serious financial trouble. In general, it allows a debtor to discharge some, if not all, of their debt, while retaining certain real and personal property.

We offer our individual clients assistance with Chapter 7 bankruptcy, also known as debt liquidation. Chapter 7 uses the proceeds from a sale of the debtor's nonexempt property (asset liquidation) to pay off creditors. Consumers are able to retain most of their essential property, including their home, furnishings and automobile.

Bankruptcy once carried a stigma, but is being increasingly viewed as providing an individual with a fresh financial start in the wake of unexpected and extreme financial troubles. While bankruptcy may not be the best answer for everyone, it provides many with a desperately needed reprieve in these tough financial times. Federal bankruptcy laws are complex and detailed. Incorrect filing can prove costly in terms of both time and money. At Paul, Elkind, Branz & Kelton, our bankruptcy attorneys will guide you through the entire process beginning with the eligibility requirements for Chapter 7. We will make certain you fully understand the bankruptcy process and are aware of the effects of filing for bankruptcy.

In addition to those who need to file for bankruptcy protection, our bankruptcy attorneys routinely represent businesses and individuals who are owed money by another individual or business that has filed for bankruptcy. When you receive a notice that someone has filed for bankruptcy, there may be specific deadlines by which appropriate documents need to be filed with the court to protect your rights to recover money in the bankruptcy proceeding. Foreclosure and other collection proceedings are "stayed" once a debtor files for bankruptcy, and we focus on obtaining relief from the bankruptcy stay as expeditiously as possible.

Contacts Us In DeLand Or Deltona

Whatever your needs may be, our bankruptcy lawyers focus on delivering timely and cost-effective advice and services. To connect with our attorneys in DeLand, please call 386-734-3020 and in Deltona at 386-574-5634.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.